The aim of life assurance cover is to provide money for people who financially depend on you.
If there is no one who will be financially distressed by your death, life assurance is probably not essential, though there are other reasons why it would be useful.
One simple question:
"If you were in a fatal traffic accident tomorrow, would anyone else be left in the financial mire?"
If the answer is "yes", then we should discuss your insurance needs, in order to ensure that you and your dependents needs are properly catered for.