Pensions & Retirement Planning
The state pension is now just 16% of average earnings in the UK. Making plans for a comfortable retirement is very important.
Planning for retirement
You may wish to establish a pension, get advice on your employer's scheme or understand the various pension pots you have amassed.
A pension is an investment, not simply a savings account. Understanding where and how to invest is vital to give it the opportunity to grow.
There are many other ways to prepare for retirement. We can advise on investments, ISA's, life insurance, property, inheritance tax and trusts.
Closer to retirement
You may be about to retire. Your pension provider will offer you an income but could you get more from the open market? Ill health may entitle you to a higher income.
You may already be retired. We can advise on equity release, investments, taking income from your savings and other ways to let you enjoy your retirement.
We help with:
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Stakeholder pensions
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Personal pensions
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SIPPs (self invested personal pensions)
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Group and executive pensions (GPP's & EPP's)
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Final salary and occupational schemes
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Income drawdown
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Annuities
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Enhanced life annuities
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Equity release
- Home reversion
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Lifetime mortgages
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Long term care insurance
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Tax free lump sums
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and any other plans for a comfortable retirement
As independent pension and investment specialists, we will explain all your options and find you the most appropriate plans from the whole of the market.
Contact us for a chat.